Buy Vermont Home

April 28, 2014

5 Things to Know About Title Insurance

Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. Here are five other things you should know about title insurance: 1. It protects your...

April 28, 2014

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations...

April 28, 2014

Your Closing: Costs & Tips

You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement...

April 28, 2014

Checklist: What You Need for a Mortgage

W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan. Copies of at least one pay stub for each person...

April 28, 2014

Questions to Ask Your Lender

1. What are the most popular mortgages you offer? Why are they so popular? 2. Which type of mortgage plan do you think would be best for me? Why? 3. Are your rates, terms, fees,...

April 28, 2014

Take the Stress Out of Buying a Home

Buying a home should be fun, not stressful! As you look for your dream home, keep in mind these tips for making the process as peaceful as possible. 1. Find a real estate agent who...