Serving Windsor County, Vermont
    dana@darkhorserealty.com
    (802) 484-7388

Dark Horse RealtyDark Horse Realty

Reading, Vermont & Beyond

  • About
    • Dana Waters, Broker
    • Paula Waters, Agent
    • Richard Spanjian, Agent
  • Our Towns
    • Reading
    • Woodstock
    • Brownsville & West Windsor
    • Weathersfield
    • Springfield
    • Hartford/Quechee
    • Windsor
    • Cavendish
    • Hartland
  • Buyers
    • Area Info
    • Homes for Sale
    • Land for Sale
    • Buyer Testimonials
  • Sellers
    • Why List with Us
    • Seller Testimonials
  • Horse Properties
    • Area Horse Properties

Checklist: What You Need for a Mortgage

  • W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan.
  • Copies of at least one pay stub for each person signing the loan.
  • Account numbers of all your credit cards and the amounts for any outstanding balances.
  • Copies of two to four months of bank or credit union statements for both checking and savings accounts.
  • Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.
  • Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
  • Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
  • Copies of your most recent 401(k) or other retirement account statement.
  • Documentation to verify additional income, such as child support or a pension.
  • Copies of personal tax forms for the last two to three years.

Posted in: Buy Vermont Home, Buyer's Resources, Vermont real estate Tagged: first-time homebuyer, mortgage

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Meet Our Team

Paula Waters, Agent

Richard Spanjian, Agent

Dana Waters, Broker

Explore Our Towns

  • Reading, VT
  • West Windsor, VT
  • Woodstock, VT
  • Weathersfield, VT
  • Windsor, VT
  • Springfield, VT
  • Hartford, VT
  • Hartland, VT
  • Cavendish, VT

Tips & Advice

Understanding Capital Gains Tax

Checklist: What You Need for a Mortgage

5 Things to Know About Homeowner’s Insurance

Contact Us

Dark Horse Realty
3642 Rt 106,
Reading, VT 05062
(802) 484-7388
dana@darkhorserealty.com


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